LENDER PANEL
Know which lender will actually say yes
Every lender has a client type they genuinely prefer. We collect Halo's deal data into one panel — far more precise than their marketing page.
Bendigo Bank
First home + FHG · Alt-doc self-employed
Halo's preferred non-major lender. Strong FHG allocation, alt-doc from 12-month ABN. Stable policy, fastest decision among mid-tier banks.
Macquarie Bank
High-income + large loans · Investment portfolios
Top pick for high-net-worth and investor portfolios. Rates hug the big-four's best tier, mature offset product, fully digital approvals — but policy shifts fast and non-core clients get sidelined.
Commonwealth Bank (CBA)
Existing-client refinance · Large loans ($2M+)
Australia's largest retail bank. Deepest branch network, strongest long-term client stickiness. Halo's CBA positioning: existing-client refinance + large loans ($2M+) priority channel.